The Internet can be a dangerous place if
you are not careful and cautious online. Many people fall victim to cyber crime
and fraud because of greed, ignorance, and carelessness. To make you aware,
this article reveals five common online scams that you should watch out for.
1.
Nigerian 419 Scam
You may receive an email that asks you to
help a "rich" Nigerian family transfer a huge amount out of the
nation. In return, you will be promised a generous percentage of the
transaction. The email will ask you to pay "processing" fees first.
Delete this type of email to be on the safe side.
2.
Lottery Scam
This scam also plays on people's greed.
You will be informed that you have won a lottery even though you never entered
one in the first place. The email will request your financial details that are
sure to be used for identity theft or fraud. Rein in your greed, delete the
email immediately, and do not contact the sender.
3.
Phishing Emails
"Phishing" is considered the
most common online scam today. You may receive an email, allegedly from your
bank, that links to a convincing but phony web page. You will be asked to enter
confidential information about your account including your username and
password. The scam email will entice you to part with the sensitive details.
Ignore these phishing emails, and remember that your bank will never ask you
for confidential information like password.
4.
Disaster Relief Scam
Whenever there is a natural disaster,
there is a flurry of relief activity afterwards to help the victims. Fraudsters
make use of the occasion to appeal to people's emotions and ask for donations.
They create fake websites that solicit online donations allegedly for the good
cause. Another trick is to play the role of disaster victim and request
monetary help. So, do your homework and make sure the charity is a genuine one
before you donate your hard-earned money.
5.
Work-at-Home Job Scam
Beware of any ad for a work-at-home job
that promises to make you rich. Avoid the following work-at-home jobs as they
are likely to be fraudulent: assembly jobs, data entry, multi-level marketing,
online businesses, posting ads, processing claims, and stuffing envelopes.
Ignore any job ad that asks you to make a payment.
Conclusion
Beware of the common online scams revealed
in this article and delete suspicious emails immediately. Read articles on
secure online browsing and banking, and implement the tips mentioned in them to
keep yourself safe in cyber space.
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